• Don't waste your money on crap. Don't buy on impulse, give it lots of thought, and then buy it if the impulse doesn't fade. Buy things that will teach you something.
  • Don't waste your time on crap. It's nice to relax sometimes, but too much rots the mind.
  • Life is short if you waste time not chasing your dreams. If you do chase your dreams there is plenty of time to achieve them.

Credit

Cheap credit. Eyeballs valued over real products. Drop commission to compete on price.

"Capitalists need ideas, talent, attention, audience, anything but more capital. Please don’t give me more. I can barely earn a lower-risk return on what I already have!"